Showing posts with label UCHC. Show all posts
Showing posts with label UCHC. Show all posts

Tuesday, October 16, 2018

Cocktails & Popcorn: The U.S. Treasury Is Tying Up Detroit Loose Ends - IRS Whistleblower Filing Closed

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"This is going to be absolutely delicious."
Gather round, my dearies for the Celestial Goddess of the Woodshed has another delicious legal tale to tell about the "Legal Geniuses" (trademark pending) of the Detroit Land Bank Authority, et al.

Once upon a time, there was this place called United Community Housing Coalition that was stealin'.

It made me Saddy Face because they were being mean.

The Meanies were forcing the migration of the elderly out of Detroit by stealin' their legacies.

The Meanies were stealin' their homes, their pensions, and running other scams where the people could not vote and the districts were gerrymandered and reduced.

Then, one day, the Super Secret Smarty Pants came in and told the Meanies to stop stealin'.

So, they did and were even told to make it better for the others.

The Meanies stopped being mean.

Then, the Super Secret Smarty Pants sent me a certified letter telling me they could not take my whistleblower filings based on the following U.S.C.

The Department of the Treasury, Internal Revenue Service Whistleblower Office has issued its Final Decision Under Section 7623a.

26 U.S. Code § 7623 - Expenses of detection of underpayments and fraud, etc.

(a)In general

The Secretary, under regulations prescribed by the Secretary, is authorized to pay such sums as he deems necessary for—

  1. detecting underpayments of tax, or
  2. detecting and bringing to trial and punishment persons guilty of violating the internal revenue laws or conniving at the same, in cases where such expenses are not otherwise provided for by law. Any amount payable under the preceding sentence shall be paid from the proceeds of amounts collected by reason of the information provided, and any amount so collected shall be available for such payments.

TRANSLATION: WE MOVED ALL YOUR STUFF OVER TO YOUR OTHER PRE-EXISTING FALSE CLAIMS CASES, NOW, POP YOUR POPCORN, BUTTER IT UP, CHILL YOUR COCKTAILS, SIT DOWN AND ENJOY THE SHOW.

I already knew there were technical legal issues filing in this particular venue, but I needed to recruit more Super Secret Smarty Pants to help me stop the Super Meanies because they were really, really mean.

So, what had happened was....

I filed with the IRS Tax Exempt and Governmental Entities to let them know about another fraud scheme because I could not file in the False Claims case due to the fact that I did not have an attorney, well, I did, but she was busy doing other stuff like participating in fraud schemes with my defendants.

Besides, I just wanted to let the Super Secret Smarty Pants know that I am very, very good at preserving the annals of history and that I am on a mission...


Of course, there is much more to this tale, but for now, I am only making notes for what is about to come...in Detroit.

I do not want to give up the best parts just yet.

The Super Secret Smarty Pants are busy, busy, busy!


My whistleblower claim actually had nothing to with federal taxes, but it was just nice to see how the system operates so I can reconstruct it because you know I love my transposable models.


Buckle up.

This letter is an announcement that the final loose strings are being cleaned up.

And, the moral of the story is, "Do not be mean to my Sweetie, Period."

Voting is beautiful, be beautiful ~ vote.©

Saturday, July 7, 2018

Cocktails & Popcorn: Detroit & Wayne County Figure Out That Fees Are Not Taxes

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"Fee starts with the letter "F".
I would like to take the time to extend my sincerest gratitude and raise a glass of champagne with a side of my famous rosemary popcorn to Corporate Counsel for the City of Detroit, Wayne County and the U.S. Attorney's office for their attention to this matter.

I shall assume someone finally figured out that the term "fee" starts with an "F" and "tax" starts with an "T", which are not the same thing.

Ergo, a fee can never be a tax.

As for the ACLU and UCHC, well, I am going to that tale later on down the road because they were the biggest cheerleaders for the Detroit Land Bank Authority since its inception, but hey, what do I know?

Image result for the letter f
"Tax" starts with the letter "T"
According to Michael Steinberg, I know nothing, just ask him and let me know what he said!

Smooches.

Foreclosures to be sold back to owners in ACLU, city settlement

The ACLU of Michigan has reached a settlement in its 2016 lawsuit against Detroit that includes a deal to save potentially thousands of foreclosed homes over the next three years by selling them back to low-income owners for $1,000.

Under the plan, a group of homes headed to this year's fall tax auction will instead be bought by the city and sold to owner-occupants who prove they qualified for the city's poverty tax exemption, which lowers or eliminates tax bills.

The Detroit City Council voted 7-0 Tuesday to approve the settlement. Council members James Tate and Janee Ayers were not present for the vote.

The ACLU sued the city in Wayne County Circuit Court two years ago over how it administered the state-mandated property tax break for the poor, arguing it was inaccessible to the vast majority of homeowners who were needlessly losing their homes to foreclosure.

It's not clear how many homes would be sold back to owners this fall but it could be in the hundreds, officials said.

“We’re thrilled that this settlement will help thousands of Detroiters who were going to lose their homes for inability to pay taxes they never should have had to pay," said Michael Steinberg, legal director of the ACLU of Michigan. "It's a start to putting the worst tax foreclosure crisis since the Great Depression behind us."

Steinberg said funding to buy the homes will come from charitable donations and $275,000 contributed by the city as part of the lawsuit settlement agreement. He said more funding from area foundations is expected for the program, which will be run by the United Community Housing Coalition, a city housing nonprofit.

Detroit city officials say this settlement supports their vision of maintaining home ownership and keeping residents in their homes.

"It's turning the page to the start of a great partnership and a continuation of the work we have been doing to prevent people from losing their homes," said Eli Savit, senior adviser and legal counsel to Mayor Mike Duggan. "It’s a win for all involved."

The foreclosure crisis has had a deep effect on Detroit, which remains the nation's poorest big city and recently flipped from majority homeowner to 54 percent renter. The county seized about 100,000 Detroit properties for unpaid property taxes from 2011 through 2015, about a quarter of all parcels, researchers have found.

About 4,800 Detroit properties are headed to foreclosure this year as of mid-June, according to data from the treasurer's office. Of those, about 2,000 are believed to be occupied by homeowners or renters.

“It can be devastating for residents that experience a financial setback, and it's time that the city look itself in the mirror and say how can we be better at assisting our most vulnerable residents,” said Councilman Gabe Leland.

The United Community Housing Coalition, which helps residents avoid foreclosure, said it so far has about 100 clients it believes will qualify. The nonprofit has been holding foreclosure workshops to qualify owners since April.

Residents have to be approved by July 13 and should call the group at (313) 963-3310, ext. 339, to start the process as soon as possible.

"It's a huge deal and it's extremely important to have the city's approval," said Michele Oberholtzer, director of the Tax Foreclosure Prevention Project for United Community Housing Coalition. "It's the city affirming it's support of home ownership and it's turning this negative thing of tax foreclosure into an opportunity for people to become stable."

There is a possibility the program could run out of money to purchase homes if many apply, according to Ted Phillips, executive director of the United Community Housing Coalition.
Homeowners who are in payment plans with the treasurer don't qualify, Steinberg said. The program is aimed at those facing the foreclosure auction.

"It's not a panacea," Steinberg said. "It doesn’t directly help people who are not currently in foreclosure or people who have already lost their houses. However, it’s a critical first step."
Steinberg said there are ongoing discussions with foundations on how to help people in payment plans who could be facing foreclosure in the future. And he said the city has agreed to purchase foreclosed homes in 2019 and 2020 for those who qualify.

Leland said work to ensure residents stay in their homes was "far from over."

"We must stay vigilant for the people that stayed here," he said. "The property tax exemption laws were enacted to help residents in need hold on to their piece of the pie.”

Erica Burrell, a 35-year-old mother of two, hopes this means she'll be able to keep her west-side home. It's headed to the auction over $10,500 in tax debt.

She and her husband purchased the home two years ago and the seller never told them of the outstanding debt. The couple's only income is her husband's disability payments from being shot as a child.

"For the home to get snatched from us for someone else's debt is really crazy," Burrell said. "This is a blessing."

The city will buy the properties by paying 60 percent of each home's unpaid tax bill. That includes the money that was due various governments agencies, including the county, schools and library. But it doesn't include the city's share of tax debt -- the other 40 percent.

As a part of the agreement, the city is considering that debt a loss. It's not clear yet how much that will cost the city. The 2,000 properties facing the auction believed to be occupied by homeowners or renters owe $15 million.

United Community Housing Coalition will then repay the city the 60 percent from the fund and sell the homes to owners for $1,000. That money will go into the fund managed by the nonprofit to help purchase homes in future years.

Municipalities are able to buy foreclosed homes for the unpaid taxes before they are auctioned off, which in Wayne County happens annually in September and October.

To take advantage, homeowners have to prove they could have qualified for the tax exemption between 2014 and 2017 but didn't receive one. If the homeowner qualifies this year for the tax break, they only have to sign a sworn statement they would have qualified in the past and won't have to produce old documentation proving their income, Steinberg said. The Detroit Citizens Board of Review will vet the applications.

The ACLU maintained the city's application process for the tax exemption violated homeowner's due process rights, in part by setting an artificial deadline. Some applicants didn't get a reason for their denial and others didn't receive a response at all, according to the lawsuit.

And residents who wanted to apply had to go to City Hall and fill out an application to get an application mailed to them, Steinberg said. Some never got the application in the mail or it came after the deadline, he said.

He said the city has improved the process, putting the form online. And they've agreed to mail a flier about the program to a majority of residents yearly, reduce the documents homeowners are required to submit, as well as train all city staff who interact with residents about the process.

"This agreement streamlines the process and makes it much more accessible to Detroiters," Steinberg said. "So individuals who are poverty stricken will be able to qualify for the poverty exemption going forward."

The lawsuit, filed in 2016 by the ACLU, NAACP Legal Defense and Educational Fund Inc. and the Washington, D.C., law firm Covington & Burling, originally was aimed at stopping the Wayne County Treasurer's annual tax foreclosure auction.

But that aspect was dismissed by the courts. The ACLU had argued the office violated the Federal Fair Housing Act by disproportionately foreclosing on black homeowners, a process driven by Detroit's inflated city tax assessments.

It was fraud because "taxes" start with the letter "t" and "fees" start with the letter "f".

But last year, the Michigan Court of Appeals upheld a ruling by Wayne County Judge Robert Colombo, dismissing the county from the lawsuit because Colombo ruled it should have been brought in front of the Michigan Tax Tribunal.

The city will pay five of the homeowner plaintiffs in the lawsuit $5,000 as a part of the settlement.

UCHC and the city are expanding a separate program this year to buy foreclosed rentals and sell them to tenants. The nonprofit did that with 80 homes last year and hope to do several hundred this year with the city's help.

Renters will have to pay about 70 percent of the tax debt over a year with no interest and put $500 down, Phillips said. The nonprofit has gotten $200,000 from JPMorgan Chase & Co. to purchase the homes and hopes to get other foundation money soon. 

Voting is beautiful, be beautiful ~ vote.©

Friday, March 30, 2018

The Great Detroit Election Facepalm: Public Corruption, Election Fraud & Campaign Finance Schemes

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The Great Detroit Election Facepalm,
You would think, these people would have read the Detroit Memo.

You would think these people would have read the stories in the media about the international, federal, state and local investigations going on about elections, campaign finance and public corruption.

You would think these people would remember what happened in the federal investigation into the largest municipal fraud investigation in history, which just so happened to be here, with the same exact people who are now, or have still been under federal investigation when it comes to campaign finance fraud, election manipulation, and anything else these "Legal Geniuses" (trademark pending) over there at the Detroit Land Bank Authority, et al are doing.
My vote was not counted in the
2016 General Election.

You would think these people would actually absorb the information I share on my blog.

I know they read my blog because I can see them, hear them and the hate is thick.

You would think that they would just stop stealin'.

But no.

But I will tell you this, there was election fraud in District 7 General Election of 2016.


I decided to challenge the entire concept of election fraud in Detroit, again, and did a write-in for the Presidential election, John Conyers, Jr.


I read the report.

Wayne County Board of Canvassers did not report my vote for my Sweetie.

I got saddy face.


Besides, I always keep my expectations extremely low when it comes to public administration and governance in Michigan but I have a sneaky suspicion the same nefarious actors were behind this fraudulent play for power through a sham election.

I only make the aforementioned statement because William Isaac Robinson works for Gabe Leland.

I apologize for the digression but promise to revisit these subjects (extreme castigation intended).

I just so happen to live in District 7, which is an historic district.

FUN FACT! Hardest Hit Funds were never designated for historic districts.

Anyway, Detroit Land Bank Authority is notorious for demolishing properties it never legally acquired, not just because it never incorporated, but because once the property is gone, there is no legal claim and the land is then transferred to another entity as an intellectual property issue.

I have met a few other individuals who just, "lost" their family homes and business to demolition.

It breaks my heart.

Like I always say, "Steal it, tear it down and bill the feds...it is cheaper than eminent domain and you never get caught because you are a Corporate Shape Shifter."

There is so much more I could tell, but for now, I do the Great Detroit Election Facepalm.

They just refuse to stop.

Make it stop.

Please.

Suit: Councilman Leland tried to extort $15K

Detroit – A Detroit businessman says he wore a secret recording device for the FBI after alleging City Councilman Gabe Leland tried to extort $15,000 from him, according to a federal court lawsuit filed late Wednesday.

Businessman Robert Carmack said he delivered $7,500 cash in an envelope to a Leland campaign worker in late summer 2017, according to the lawsuit filed against the councilman, Mayor Mike Duggan, the Detroit Land Bank and Wayne County Treasurer Eric Sabree.

The lawsuit appears to help explain why Leland was included in a list of FBI targets named in a sealed wiretap affidavit obtained first by The Detroit News in December. The full scope of the ongoing FBI investigation is unclear, but the affidavit indicates agents have focused on campaign finances and Leland’s ties to towing titan Gasper Fiore, who was ensnared in a related corruption investigation.

The lawsuit’s allegations date to a few weeks before the August 2017 primary election in Detroit.

Leland was running for re-election and Carmack was trying to resolve a dispute involving property he owned at 8124 Michigan Ave. Carmack alleges the city illegally demolished his commercial building using federal funds and was trying to sell the property.

“Leland demanded and requested...$15,000 for his reelection campaign,” Carmack’s lawyer Andrew Paterson wrote in the lawsuit.

Carmack says he ignored the request.

Leland could not be reached for comment immediately Thursday.

Rod Liggons, a spokesman for the land bank, did respond, saying: "The Detroit Land Bank Authority does not comment on pending litigation, and we will have no further comment at this time. Thank you."

In the weeks since The News published details about the sealed wiretap investigation, several politicians and public officials – including Wayne County Sheriff Benny Napoleon and Wayne County Circuit Judge Vonda Evans – have received assurances that they are no longer considered targets of the FBI corruption probe.

Leland is notable among politicians on the list who have not been cleared by the FBI and U.S. Attorney’s Office.

Leland, who chaired a City Council committee responsible for community development, promised not to sell the property in exchange for $15,000, Carmack alleges.

Carmack feared he was being extorted so he approached the FBI, according to the lawsuit. The FBI is investigating widespread corruption involving politicians, police officers in Detroit, Macomb County and across southeast Michigan.

“The FBI asked (Carmack to) wear a recording device and to pay defendant Leland as defendant Leland demanded,” Carmack’s lawyer wrote in the lawsuit.

The day after Leland asked for $15,000, Leland called the businessman and said he would be sending someone to pick up the cash, according to the lawsuit.

That same day, a woman who Carmack believed to be a Leland campaign worker met him on a side street near a bank on East Jefferson Avenue in Detroit, the lawsuit alleges.

“During the exchange, (Carmack) explains to the female campaign worker that the cash in the envelope was for defendant Leland and the female campaign worker responds by (stating) that it was not for her and that she would be delivering the money to defendant Leland immediately,” the lawsuit alleges.

The next day, Carmack said he met with Leland.

“Leland responded that he had in fact received the money from the campaign worker,” Paterson wrote.

Carmack was free to do whatever he wanted with the commercial property, Leland said, according to the lawsuit.

FBI spokesman Tim Wiley declined comment about whether the bureau’s investigators asked Carmack to wear a wire.

“I would say anyone who has information about public corruption is asked to call the FBI’s hotline at (313) 965-2222,” Wiley said.

After receiving the money, Leland made more demands, Carmack claims.

“Leland asked (Carmack) to fix his secretary’s car for free, and, in accordance with the FBI’s instructions, plaintiff obliged and fixed defendant Leland’s secretary’s car for free,” according to the lawsuit.

Then, Leland double-crossed Carmack, according to the lawsuit.

“A few weeks later, (Carmack) learned that defendant Leland had in fact placed on the (City Council) agenda the sale of plaintiff’s property,” Paterson wrote.

Carmack wants a federal judge to rule that Leland extorted him and that the city illegally took his property. Carmack wants at least $1.3 million.

The lawsuit describes Carmack’s attempts to secure a separate land deal during former Mayor Kwame Kilpatrick’s administration. Carmack says former Kilpatrick aide Derrick Miller demanded a $50,000 payment to finalize a deal for the Revere Copper & Brass property near Historic Fort Wayne and the Riverfront.

In March 2015, Carmack complained during a City Council meeting that the Duggan administration was not honoring the deal.

On Thursday, the city’s top lawyer Lawrence Garcia accused Carmack of misrepresenting facts.
Wayne County foreclosed on the Michigan Avenue property in 2010 and the city later purchased it and demolished the unsafe building in 2016, Garcia said in a statement.

“Now, two years later, (Carmack) files this lawsuit because he could not get special treatment from the administration in his effort to reclaim the property he had lost through a legal process,” Garcia wrote.

“As it relates to the Revere Copper & Brass property, Mr. Carmack is upset that this administration did not honor a sweetheart deal for that land he had struck with the Kilpatrick administration,” Garcia added. “The City no longer operates that way.”

Duggan’s administration acted properly and appropriately, Garcia said.

“We believe the claims against the administration are frivolous and we will be defending them vigorously,” Garcia said.

Leland, meanwhile, was re-elected in November to his second, four-year term on Detroit’s City Council. He first took office in January 2014 and formerly served six years in the state House.

The sealed wiretap affidavit obtained by The News last year outlined a broad corruption investigation by the FBI. Agents were interested in payments Fiore apparently made to Leland, and the councilman's interest in a separate FBI investigation involving towing companies and body shops.

In May 2016, FBI agents were tapping Fiore’s phone and overheard the towing mogul discuss fundraising for Detroit city council members and candidates. One conversation touched on several council members, including Andre Spivey, Council President Brenda Jones and Leland.

At the time, Leland was dating Fiore’s daughter Jennifer.

The FBI was investigating whether Detroit police officers accepted bribes from body shops and towing companies, according to the affidavit.

In one wiretapped conversation, Fiore talked to his ex-wife Joan Fiore about the towing investigation and Detroit Police Chief James Craig, according to court records.

"In Fiore’s conversation with Joan, it appears that Chief Craig briefed Gabe Leland about the towing case, and Leland has briefed the Fiore family about it,” FBI Special Agent Robert Beeckman wrote in a court filing.

In an interview with The News in December, Craig insisted he never told Leland anything about the investigation. He said he contacted the FBI after a 2016 meeting with the Detroit city councilman.

“He said he wanted to meet with me for the purpose of discussing something unrelated to towing, but once he gets into the meeting with me, he starts asking about the towing investigation,” Craig told The News. “It’s not my investigation, so I didn’t have anything to give him. I never felt comfortable with him, so I made sure to have a witness in the room with me during this meeting.

“I was not comfortable with Leland’s questions, and I immediately contacted the FBI as soon as he left the room and told them he was asking me questions about the towing investigation.”

Fiore’s wiretapped conversations describe his distaste for Leland.

“He's another guy that -- there with a tight suit on, with a cheap tie and got a hole in the side of his pants on the pocket cuz he don't want to buy a pair of pants,” Fiore said in one recorded conversation.
In another conversation, Fiore labeled the Detroit councilman a "mooch."

In a May 2016 conversation, Fiore complained about paying for unspecified items for Leland.
The FBI monitored text messages that month as Fiore and Leland arranged a meeting at Big City Bar & Grill in Detroit on May 27, 2016.

After the meeting, Fiore called his daughter.

Fiore complained about Leland pressuring him to hire political consultant Marcellus Brice, whose wife. Joyell Lewis, is a community affairs director in Leland's office, according to the wiretap affidavit.

Brice had been under investigation previously based on allegations he used his City Hall connections to try to extort someone, the FBI agent wrote in a court filing.

The FBI agent listened to Fiore's call and concluded Brice was offering to pay people on Fiore's behalf to get political results, according to the FBI affidavit.

"I don't need him," Fiore said.

"Fiore is saying that if someone needs money, Fiore will pay the person himself, and he does not need Brice as a middleman," Beeckman, the FBI agent, wrote in the wiretap affidavit. "I'm tired of the ------- guy. Wants me to hire somebody just to give him a ------- job. I said, 'You give him a job. You can hire people.'"

Voting is beautiful, be beautiful ~ vote.©

Wednesday, March 28, 2018

Faith Based Or Community Based: Same Privatized Model Used To Steal Detroit

Q: What is the difference between Faith Based and Community Based funding in Detroit?

A: One says "Faith", the other says "Community" and they both originated under the George W. Bush administration

Other than that, they both run fraud operations through some Public Private Partnership with fake corporate filings to steal the children, the land and the votes in Detroit.

But now, the Community Development Funding Initiative, comes from TARP and has lots more money with very little oversight, ripe for the stealin' and is an operation of the Clinton Foundation, et al.

The Bush Foundation, et al still sticks with the Faith Based stealin'.

And both Foundations, et al, as Corporate Shape Shifters, are operating out of the Michigan Charity Section.

Are the folks over at Title Source/Quicken Loans/Rock Financial/Dan Gilbert doing Corporate Shape Shifting with Michigan LARA again?




I do not know, so, let us take a look:

Quicken Loans Community Investment Fund


Quicken Loans Community Investment Fund is a foreign L.L.C., but unfortunately, no one know which foreign jurisdiction from which it hails.



Council of Michigan Foundations: Quicken Loans Community Investment Fund

If the Quicken Loans Community Investment Fund is supposed to be for "communities", then why was it allowed to register with the Council of Michigan Foundation under the Corporate Giving Program?

It is not a registered charity of the State of Michigan, under the Office of Attorney General as a foundation.

Come to think about it, there are lots of "foundations" not registered or rather improperly registered through the Office of Attorney General.

I bet Bill Schuette is uttering under his breath that I am a public nuisance, again.

But, I digress.

It is my belief that this Quicken Loans Community Investment Fund, L.L.C. is financially linked with the Detroit Development Fund.

Now, why would I allege such a thing?

Because Quicken Loans partnered with the Detroit Land Bank Authority, which is not incorporated, and is a debtor to the Detroit Development Fund, which uses TARP, and that is also what was said in the press release, below the video:


Quicken Loans Community Investment Fund launches ‘Neighbor to Neighbor’ campaign to connect residents with tax foreclosure resources


     Block clubs and community groups encouraged to join the effort 
    DETROIT, October 30, 2017 – The Quicken Loans Community Investment Fund (QLCIF) has partnered with the United Community Housing Coalition (UCHC) and eight community development organizations to launch an extensive education effort addressing the pervasive issue of tax foreclosure in Detroit. This door-to-door outreach will attempt to reach all 60,000 residential properties behind on property taxes and connect residents at risk of tax foreclosure to resources. Underutilized tools to prevent foreclosure include a property tax exemption for owner occupied homes and an option for disabled veterans. The “Neighbor to Neighbor” program, funded by the QLCIF, is now accepting applications for additional community groups and block clubs to join the peer-to-peer effort and help those at risk of tax foreclosure with the goal of reaching all residents facing this challenge.
    “No one organization can do this work alone,” said Laura Grannemann, vice president of investments for the QLCIF. “We need everyone working together to connect Detroit residents with the tools that will keep them in their homes and allow them to continue building equity as the city grows.”
    Program Background
    In May 2017, the QLCIF partnered with UCHC to knock on the doors of 3,300 occupants of Detroit homes facing the 2017 tax foreclosure auction. The outreach effort helped the residents of 2,100 homes ultimately avoid tax foreclosure and remain in their homes.
    Due to the success of this work, the QLCIF has announced this $500,000 “Neighbor to Neighbor” fund to expand the work and engage additional local organizations in outreach efforts. Canvassers will be paid hourly out of the QLCIF grant.
    The following community groups will participate in the first phase of the rollout:
    • Cody Rouge Community Action Alliance
    • Central Detroit Christian
    • Eastside Community Network
    • Grandmont Rosedale Development Corporation
    • Live6
    • Osborn Neighborhood Alliance
    • Bridging Communities, Inc.
    • Black Caucus Foundation
    Other organizations that would like to join the program and receive funding for tax foreclosure awareness outreach should visit foreclosureoutreach.org to fill out an application. Applications will be accepted through Friday, November 10, 2017. A QLCIF representative will respond with next steps.
    The Quicken Loans Family of Companies is a group of for-more-than-profit organizations that have a passion for investing in people and place to open doors to opportunity for Detroiters. The Neighbor to Neighbor program is the latest addition to the Quicken Loans Family of Companies’ long legacy of supporting solutions to systemic challenges facing Detroit’s neighborhoods, like widespread blight, tax foreclosure, and access to affordable housing.
    There are roughly 60,000 homes behind on their property taxes in Detroit. Many of these homeowner’s may qualify for a full or partial property tax exemption. Families facing financial hardship, residents living in poverty and disabled veterans may be eligible to stay in their home.
    This program is part of a wider initiative to maintain the integrity of Detroit neighborhoods and ensure Detroiters have the opportunity to build equity as the city continues to grow. Other work includes:
    • Rehabbed & Ready—Quicken Loans made a $5 million commitment to rehabbing publicly owned homes in partnership with the Detroit Land Bank to boost home values, increase access to financing, and reactivate Detroit homes.
    • Affordability—Bedrock, a full-service commercial real estate firm within the Quicken Loans Family of Companies, signed an agreement with the City of Detroit committing to dedicate 20 percent of its residential portfolio to affordable housing. This agreement includes the development of new housing, as well as preservation of existing affordable units.
    • Blight Removal Taskforce—Dan Gilbert, founder and chairman of Quicken Loans, co-chaired the Blight Removal Taskforce, which brought stakeholders together to provide resources and leadership toward increasing data access regarding blight, advocating for Hardest Hit Funds, and bringing partners together to address blight in our communities.
    • Renter to Owner—Quicken Loans Family of Companies made it possible for 80 renters to become homeowners this year. Using funds donated by QLCIF, families in these homes facing displacement because their landlords failed to pay property taxes were given an opportunity to purchase their home for $2,500 – $5,500.
    At this point we know that Quicken Loans Community Investment Fund, L.L.C. is "partnered" (whatever that means) with the Detroit Development Fund, but did you know the Detroit Development Fund also took over the Black Caucus Foundation?

    No one was paying attention, as it used to be called Drug Free Youth In Detroit, and expanded its assumed names to a few other, strategic key cities in Michigan to implement more privatization policies.

    Yes, the Black Caucus Foundation of Michigan promulgates Emergency Manager Law and Policy.

    I am even going out there to allege that it is laundering money because its membership is too busy trying to snag one of those highly sought after positions of becoming one of "The Elected Ones" so they can save their homes from foreclosure and get a paycheck, with benefits.

    But, I digress.

    As for the partnership with United Community Housing Coalition, I am going to bookmark that subject for right now.

    Got some stuff going on.

    I bet these entrepreneurs do not even know that they will be signing over their businesses, just like the churches did when they accepted Faith Based Funding.

    Same model, different name.

    Anyway, something tells me SIGTARP and DOJ already know this.

    Voting is beautiful, be beautiful ~ vote.©

    Tuesday, February 13, 2018

    Have You Paid Your Detroit Property Taxes? Think Again

    Have you paid your past due City of Detroit property taxes and received a receipt that shows you are current, with an outstanding balance of $0.00?

    Were you granted the poverty exemption, replete with a classification code, and received a statement that your property taxes were at $0.00?

    Did you submit application and were granted by the State of Michigan for assistance in paying past due property taxes, in full?

    Is your State Equalized Value (SEV) set at $0.00 by the City of Detroit?

    Well, think again!

    It seems like those wiley "Legal Geniuses" (trademark pending) over at the Detroit Land Bank Authority and the City of Detroit are at it again.

    Over the last week or so, Wayne County sent via certified mail, at the cost of about $6.70 , I am pulling a number out of the air in relation to what I know because I do not feel like constructing a verifiable formula based upon public information, on the low end, I am going to conservatively claim about 15,000 notices of tax foreclosures to residents of the City of Detroit, and leave myself open to correction.

    $6.70 x 15,000 = $100,500.00

    This amount does not include Detroit administrative fees to transfer the collection activities to its strong arm collection agency called Wayne County.

    Of course, at this point, one is asking, "But I thought my delinquent property taxes were paid!?!"

    You did pay your property taxes, it is just that the "Legal Geniuses" (trademark pending) and the crew are still at it... stealin'.

    See, the City of Detroit privatized trash collection.

    Switch to Private Trash Collection on West Side Begins June 2

    Both contracts are for five years with five, one-year renewal options and are for solid waste collection only. Disposal of waste will continue to be provided through the Greater Detroit Resource Recovery Authority.  Rizzo will service 90,000 households, and its contract will not exceed $49.1 million.  The contract with Advanced Disposal will not exceed $73.5 million, and the company will serve 125,000 households. The annual cost for both contracts is $24.5 million.  Contractors will be paid out of funds generated from the City’s Solid Waste Fund.  Residents now pay $240 per year for all solid waste services.

    I am quite sure, at this point, there are those who are saying, "Just pay the fee.".

    The fee is incorporated into the City tax bill, or, one would assume it is in the tax bill, but it is not, or it may be, but who knows because when you look it up from the privatized off-site, the tax information database, it not only has erroneous information, but it shows that there are no outstanding taxes.

    The point is that this mysterious fee is not on the tax bill because it is a fee.

    Fees are not taxes so why are they being processed as a mechanism for property tax foreclosure after people have been formally notified that their tax bills are current by the City of Detroit?

    I am calling this a back pocket foreclosure to steal more properties for the Detroit Land Bank Authority.

    Hold on, it gets better.

    Where is the due process?

    By this I mean, how is it a fee can be placed as a lein, I am going to assume it is a lein, without any opportunity to challenge, like with a notification and a court hearing to challenge, or in this instance, verify, because I cannot find any records for this discrepency for property tax foreclosure.

    I am not finished.

    The "fee-tax-lein" according to the City site, indicates that the fee is $240.00, but the "fee-tax-lein" foreclosure notice and Wayne County Treasurer site shows the amount delinquent, not subject to foreclosure, is $190.40, with interest and fees of $45.47, for a total of $235.87, which is not $240.00 as stated by the City.

    So, where did they come up with these numbers and where does the money go?

    Almost done, just bare with me.

    Rizzo Environmental Services is currently under federal investigation.

    I have no comment on the Advanced Disposal contract, yet.

    As to the United Community Housing Coalition, Michigan State Housing Development Authority (MSHDA), and Michigan Homeowner Assistance Nonprofit Housing Corporation , I have no comment at this time, but stay tuned, I will explain why the TARP - Hardest Hit Funds - Michigan Step Foward Program  keeps denying people property tax foreclosure assistance, later.

    It is now later:  They were stealin'!!!!!!!!

    So, yes, government can stop tax foreclosures, but it looks like it is going the be the U.S. Department of Justice and the U.S. Department of Treasury to make them stop stealing'.

    Michele Oberholtzer, "Tag, you're it."

    And always remember, #perkinscoiesucks

    Government can stop tax foreclosure | Guest column

    Michele Oberholtzer
    Michele Oberholtzer is director of the
    Tax Foreclosure Prevention Project at the
    United Community Housing Coalition.
    She is running for state House. 
    If you’re anything like me, you feel a little sick when you hear that yet another 36,000 Detroit properties are facing tax foreclosure this year. Tax foreclosure is an autoimmune disorder through which our own local government has become the agent of its own destruction. The city, county and state all have a role in carrying out tax foreclosure, but they also have the ability to end it. Government can stop government foreclosure.

    Unleashing the #Superfans

    The first priority must be to preserve homeownership. The most obvious solution for retaining homeowners is to use the federal funds already allocated for foreclosure prevention to actually prevent foreclosure, at no cost to local government.

    Each year, the Michigan State Housing Development Authority, (MSHDA) “Step Forward” program denies assistance to hundreds of applicants who ultimately lose their homes to tax foreclosure. Meanwhile, the funds go unused. MSHDA requirements are too judgmental, stringent and unreasonable for worthy homeowners to qualify, and the application period is too short. Local government could work with MSHDA to better utilize its foreclosure prevention money for Detroit homeowners, and to increase this funding by returning demolition funds for their original purpose.

    Another solution involves the expansion of the so-called “poverty exemption,” which waives taxes for Michigan homeowners with low incomes. This exemption could be extended on a retroactive basis (as with income taxes and the “principal residence exemption”).  A retroactive poverty exemption could annul foreclosures for hundreds or thousands of at-risk Detroit homeowners who are losing their houses for taxes that they could have had waived.

    At-risk homeowners need better payment plans. State law limits Wayne County’s options for reducing interest and debt, and over-assessed delinquent tax bills increase at 18% interest each year.

    One option is the so-called “SEVSPA” plan, a plan that cuts tax debt to half the State Equalized Value. This existed under a 2015 law passed with the support of Mayor Duggan, but it was only available temporarily at a time when property assessments across Detroit were still chronically over-inflated. We need more common-sense payment plans that reduce debt to some value proportionate to the home’s property value or the owner’s ability to pay.

    Use power for good

    ROR is the opportunity of local government to buy properties from the Wayne County Treasurer before they are auctioned. In 2017, Detroit used the ROR to preserve occupied residential programs for the first time. Eighty homes were protected from auction and the residents (those who were not former owners)  had an opportunity to purchase the home they already lived in for prices ranging from $2,000 to $5,000. If this program was expanded to include all occupied foreclosed homes, this would mean that 2,000 homes might be diverted from the grips of foreclosure onto a common-sense affordable path to homeownership.

    Most auctioned properties are sold individually, but through “bundling,” properties are clustered together. Large bundles are expensive so this is a method of preventing homes from being purchased in auction. For each of the past four auctions, the Wayne County Treasurer has bundled thousands of properties — mostly vacant land or vacant homes — which ended up at the Detroit Land Bank Authority with other unsold auction stock. Any occupied homes that could not otherwise be saved from foreclosure could be bundled and transitioned to the ownership of their current resident, if any of the government entities involved chose to do so.

    Thousands of occupied homes could be lost to foreclosure this year, or not. After years of crisis, Detroit seems to have reached a state of shock that allows us to accept unacceptable self-destructive practices. So much has been lost that it seems impossible to lose any more, but resurgence is not inevitable — we must become the agents of our own betterment.  Government foreclosure is a terrible threat but it is also one of the greatest opportunities for redemption that Detroit has, if we chose to use it.

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